{"id":1121,"date":"2018-12-04T21:08:50","date_gmt":"2018-12-04T21:08:50","guid":{"rendered":"http:\/\/www.montclair.edu\/human-resources\/?page_id=1121"},"modified":"2026-01-09T10:58:18","modified_gmt":"2026-01-09T15:58:18","slug":"cobra","status":"publish","type":"page","link":"https:\/\/www.montclair.edu\/human-resources\/cobra\/","title":{"rendered":"COBRA"},"content":{"rendered":"<p>Employees or their dependents covered by the New Jersey State Health Benefits Program (SHBP) who lose coverage may be able to continue health benefits coverage under COBRA.<\/p>\n<div class=\"link-list\">\n<ul>\n<li><a href=\"#ends\">When Benefits Coverage Ends<\/a><\/li>\n<li><a href=\"#qual\">COBRA-Qualifying Events<\/a><\/li>\n<li><a href=\"#cost\">COBRA Rates<\/a><\/li>\n<li><a href=\"#apply\">How to Apply for COBRA<\/a><\/li>\n<li><a href=\"https:\/\/www.montclair.edu\/human-resources\/benefits\/frequently-asked-questions\/\">Frequently Asked Questions<\/a><\/li>\n<\/ul>\n<\/div>\n<h2 id=\"ends\">When Benefits Coverage Ends<\/h2>\n<p>Medical, dental and prescription drug coverage will terminate at the end of the month the termination of employment occurs.<\/p>\n<p><em>Example: Employment termination date is March 29th, insurance coverage will end on March 31st.<\/em><\/p>\n<p>**10 month employees that are terminating as of 6\/30, insurance coverage will end as of August 31st**<\/p>\n<h2 id=\"qual\">COBRA-Qualifying Events<\/h2>\n<p>You may be eligible to apply for COBRA if you meet one of the following criteria:<\/p>\n<ul>\n<li>Cut back in working hours<\/li>\n<li>Leave of absence<\/li>\n<li>End of employment (except for gross misconduct)<\/li>\n<li>Divorce or end of partnership<\/li>\n<li>Dependent child turns age 26<\/li>\n<li>Death of the employee or retiree<\/li>\n<\/ul>\n<h2 id=\"cost\">COBRA Rates<\/h2>\n<p>For information on COBRA Rates, view the <a rel=\"noopener noreferrer\" href=\"https:\/\/www.state.nj.us\/treasury\/pensions\/hb-active-cobra.shtml\" target=\"_blank\">COBRA page<\/a> within New Jersey&#8217;s Division of Pensions and Benefits website.<\/p>\n<h3>COBRA Rates<\/h3>\n<ul>\n<li><a href=\"https:\/\/www.nj.gov\/treasury\/pensions\/documents\/hb\/oe2026\/ha1083.pdf\">COBRA &#8211; Medical &amp; Prescription Plan Rates (PDF)<\/a><\/li>\n<li><a href=\"https:\/\/www.nj.gov\/treasury\/pensions\/documents\/hb\/oe2026\/hd1064.pdf\">COBRA &#8211; Dental Plan Rates (PDF)<\/a><\/li>\n<li><a href=\"https:\/\/www.nj.gov\/treasury\/pensions\/documents\/hb\/oe2026\/ha1088.pdf\">COBRA &#8211; Part-Time Employee Rates (PDF)<\/a><\/li>\n<\/ul>\n<h2 id=\"apply\">How to Apply for COBRA<\/h2>\n<p>COBRA packets will be mailed to the employee&#8217;s home address on file in Benefitsolver following their termination.<\/p>\n<p>Should you have any questions about COBRA, our COBRA service center is ready to help you at 833\u2013929\u20131101, Monday through Friday, except holidays.<\/p>\n<p>Employees who at retirement are eligible to enroll in SHBP or SEHBP Retired Group coverage <strong>cannot<\/strong> enroll in COBRA.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Employees or their dependents covered by the New Jersey State Health Benefits Program (SHBP) who lose coverage may be able to continue health benefits coverage under COBRA. When Benefits Coverage Ends COBRA-Qualifying Events COBRA Rates How to Apply for COBRA Frequently Asked Questions When Benefits Coverage Ends Medical, dental and prescription drug coverage will terminate [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":3443,"parent":0,"menu_order":29,"comment_status":"closed","ping_status":"closed","template":"","meta":{"inline_featured_image":false,"footnotes":""},"class_list":["post-1121","page","type-page","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/www.montclair.edu\/human-resources\/wp-json\/wp\/v2\/pages\/1121","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.montclair.edu\/human-resources\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.montclair.edu\/human-resources\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.montclair.edu\/human-resources\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.montclair.edu\/human-resources\/wp-json\/wp\/v2\/comments?post=1121"}],"version-history":[{"count":24,"href":"https:\/\/www.montclair.edu\/human-resources\/wp-json\/wp\/v2\/pages\/1121\/revisions"}],"predecessor-version":[{"id":9547,"href":"https:\/\/www.montclair.edu\/human-resources\/wp-json\/wp\/v2\/pages\/1121\/revisions\/9547"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.montclair.edu\/human-resources\/wp-json\/wp\/v2\/media\/3443"}],"wp:attachment":[{"href":"https:\/\/www.montclair.edu\/human-resources\/wp-json\/wp\/v2\/media?parent=1121"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}